Types of Financing

Stated Income Loans

No income proof, No tax return required

• Collateral Based Lending any Credit Score OK
• Term Loans from $100k - $5,000,000
• Up to 75% LTV, Refinance 70% of Appraised Value
• Rates from 6% with full docs and from 7% stated income
• 3, 5, 7 years fixed rates available with 30 year amortization or interest only.
• Occupancy Type: N/O/O and investment purpose only
• Gift Funds & Non Seasoned Assets Up to 70% LTV • NO 1040’s! • NO Schedule E’s! • NO 4506 Forms! • NO Impounds Required! • NO Income Stated • NO Income Verified • Appraisals Start @ $395!!!
• Non seasoned down payment OK
• Property Type Residential and Commercial
• Investment SFR,Condo,2-4 units,5+ Units Multifamily,
• Mixed use, Office and Retail Leverage your investments expand your Real Estate Portfolio faster by using Stated Income loans.


What is Stated Income Loan? A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word.

Gain access to simple, fast and hassle-free financing


Call (Raj) at (713-482-7992) or email (rajesh@rjfinancialgroup.com)